Attention homeowners: Real estate appraisal services for in Billings and Yellowstone County

Here are the top 7 reasons why Montana homeowners use Source Appraisal Services, LLC:

Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge a property tax assessment
To cut your mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in Montana by determining the true market value of a property


	Do you own a house in or near Billings? Do you need help deciding the value of your real estate? Contact Source Appraisal Services, LLC.

We at Source Appraisal Services, LLC understand the special needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Source Appraisal Services, LLC, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other homes close by. This means you are going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Source Appraisal Services, LLC is your #1 weapon.

Appraisals to cancel PMI

A fashionable way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We're experts in helping customers just like you dismiss unwanted and unneeded PMI insurance.

Recently got a freeze to your HELOC?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Source Appraisal Services, LLC can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for efficiency? Source Appraisal Services, LLC offers field reviews where we go out and check the subject and comps. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.